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Visitor III

Can I contribute to my HSA plan if I'm under my wife's HDHP insurance?

Hi,
 
I just got married recently, and am in the process of selecting the insurance for myself & my wife post the "life event". I am interested in signing up for a High Deductible Health Plan (HDHP) & using an HSA along with it (I already have an HSA in my name from before the wedding).
 
My wife's employer offers better insurance plans, so I want to enroll for myself + my wife under her employer's HDHP. But my income is higher than that of my wife, so I want to contribute to the HSA in my name so as to maximize savings.
 
(1) Is it possible for me to contribute to an HSA account in my name, if I am covered by my wife's HDHP insurance (through her employer)? -- We are looking to file 2018 returns as "married, filing separate"
 
(2) Will the 2018 HSA contribution limit for us be $6900, or will it be prorated based on the date of marriage?
 
Thanks!
1 Comment
Catalyst V

Can I contribute to my HSA plan if I'm under my wife's HDHP insurance?