Visitor II

credit card reporting

Typically , I have always believed that it didn't matter how much you out in a card, as long as you didn't go over the limit and you paid the balance at the end of the month. It seems Chase immediately updates my balance as I spend but takes it sweet time lowering it. Does anyone else experience this?

1 Comment
Community Manager

credit card reporting

Hi @Robert-Cohen,

Do you mean that Chase updates your balance on your Chase web profile? (vs. your credit report)


I have a handful of credit cards, and often my web portal is updated within 24 hours after I make a new purchase.  On the other hand, the balances to the credit bureaus aren't reported until the end of the billing cycle, so there's a slight difference but would love to hear more about your experience.