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Visitor IV

What are a few ways to raise your credit score?

I am wondering what ways a young college student like myself can raise my credit score?

1 Comment
TurboTax Specialist

What are a few ways to raise your credit score?

A few suggestions:

 

  • Make your payments on time, every time. A single late payment can stay on your credit report for a long time.
  • Stop using your credit cards. This will lower your debt utilization ratio
  • Check your credit report. Your report may contain errors that are affecting your score. You can request a free copy at AnnualCreditReport.com
  • Raise your credit limits. This one may be hard to do if you are student, but its worth a try.