Today on our Intuit Turbo blog, our team published a great new article about How to Freeze Your Credit: Everything You Need to Know.
Has anyone ever freezed their credit score? If so, why?
What was your experience like and do you have any advice for others who may be thinking about freezing their credit score?
We'd love to hear from you and learn more about your experience!
I'll share my own story as this topic came up recently at lunch with an old coworker who used to work at Experian.
While we were catching up, my old co-worker and I started talking about what what we're up to at work and the topic of credit scores came up. He said that he recommends that due to the number of data breeches that have happened, that in order to best protect yourself, you should freeze your credit score so that no one will be able to open a fraudulent account in your name.
While I check my credit score monthly, (knock on wood) I haven't had anyone try to steal my identity yet. I walked away from the conversation thinking that I needed to look into freezing my credit score but in full transparency, it just slipped my mind and I never got around to it.
With today's blog article and the fact that it included direct links to each credit bureau, I want to prioritize going through with it.
Anyone else? Have you thought about freezing your score? And if you have, did you actually do it?
Gotta admit, even though I just read the article posted, it still strikes me as an enormous hassle (even though the article literally finishes with, "it's not a hassle!")... but maybe I'm just oddly fearful of freezing it and being unable to thaw it.
Echoing the sentiment, if someone has frozen their credit, do tell!
Thanks so much for the question and there was a typo in the original discussion post. The title should have been about freezing your credit, as you mentioned, rather than freezing your credit score.
I've updated the discussion title to avoid any future confusion. I appreciate you taking the time to chime in and hope that you'll find the article helpful.
I'd also love to hear more about any thoughts you can share about your interest in freezing your credit?